List of services provided in Estonia
|
Trading for own account or for account of customers in any of the following: transferable securities
|
|
Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
|
|
Portfolio management and advice
|
|
Guarantees and commitments
|
|
Trading for own account or for account of customers in any of the following: money market instruments (cheques, bills, certificates of deposit, etc.)
|
|
Issuing and administering other means of payment (e.g. travellers' cheques and bankers' drafts) insofar as such activity is not covered by point 4
|
|
Lending including, inter alia: consumer credit, credit agreements relating to immovable property, factoring, with or without recourse, financing of commercial transactions (including forfeiting)
|
|
Trading for own account or for account of customers in any of the following: exchange and interest-rate instruments
|
|
Taking deposits and other repayable funds
|
|
Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
|
|
Account information service
|
|
Trading for own account or for account of customers in any of the following: financial futures and options
|
|
Money remittance
|
|
Trading for own account or for account of customers in any of the following: foreign exchange
|
|
Money broking
|
|
Execution of payment transactions where the funds are covered by a credit line for a payment service user: — execution of direct debits, including one-off direct debits — execution of payment transactions through a payment card or a similar device — execution of credit transfers, including standing orders
|
|
Issuing and/or acquiring of payment instruments
|
|
Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider: — execution of direct debits, including one-off direct debits — execution of payment transactions through a payment card or a similar device — execution of credit transfers, including standing orders
|
|
Credit reference services
|
|
Payment initiation service
|