List of services provided in Estonia
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Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account
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Guarantees and commitments
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Execution of payment transactions where the funds are covered by a credit line for a payment service user: — execution of direct debits, including one-off direct debits — execution of payment transactions through a payment card or a similar device — execution of credit transfers, including standing orders
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Issuing and administering other means of payment (e.g. travellers' cheques and bankers' drafts) insofar as such activity is not covered by point 4
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Lending including, inter alia: consumer credit, credit agreements relating to immovable property, factoring, with or without recourse, financing of commercial transactions (including forfeiting)
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Issuing and/or acquiring of payment instruments
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Taking deposits and other repayable funds
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Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider: — execution of direct debits, including one-off direct debits — execution of payment transactions through a payment card or a similar device — execution of credit transfers, including standing orders
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Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account
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Account information service
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Money remittance
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Payment initiation service
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